These Cold wallet Finance Terms of Use is entered into between you (hereinafter referred to as “you” or “your”) and Cold wallet Finance operators (as defined below). By accessing, downloading, using or clicking on “I agree” to accept any Cold wallet Finance Services (as defined below) provided by Cold wallet Finance (as defined below), you agree that you have read, understood and accepted all of the terms and conditions stipulated in these Terms of Use (hereinafter referred to as “these Terms”) as well as our Privacy Policy at Cold wallet Finance. In addition, when using some features of the Services, you may be subject to specific additional terms and conditions applicable to those features.
Please read the terms carefully as they govern your use of Cold wallet Finance Services.THESE TERMS CONTAIN IMPORTANT PROVISIONS INCLUDING AN ARBITRATION PROVISION THAT REQUIRES ALL CLAIMS TO BE RESOLVED BY WAY OF LEGALLY BINDING ARBITRATION.The terms of the arbitration provision are set forth in Article 10, “Resolving Disputes: Forum, Arbitration, Class Action Waiver”, hereunder. As with any asset, the values of Digital Currencies (as defined below) may fluctuate significantly and there is a substantial risk of economic losses when purchasing, selling, holding or investing in Digital Currencies and their derivatives.BY MAKING USE OF Cold wallet Finance SERVICES, YOU ACKNOWLEDGE AND AGREE THAT: (1) YOU ARE AWARE OF THE RISKS ASSOCIATED WITH TRANSACTIONS OF DIGITAL CURRENCIES AND THEIR DERIVATIVES; (2) YOU SHALL ASSUME ALL RISKS RELATED TO THE USE OF Cold wallet Finance SERVICES AND TRANSACTIONS OF DIGITAL CURRENCIES AND THEIR DERIVATIVES; AND (3) Cold wallet Finance SHALL NOT BE LIABLE FOR ANY SUCH RISKS OR ADVERSE OUTCOMES.
By accessing, using or attempting to use Cold wallet Finance Services in any capacity, you acknowledge that you accept and agree to be bound by these Terms.
I.General Provisions
a.Contractual Relationship
These Terms constitute a legal agreement and create a binding contract between you and Cold wallet Finance Operators.
b.Supplementary Terms
Due to the rapid development of Digital Currencies and Cold wallet Finance, these Terms between you and Cold wallet Finance Operators do not enumerate or cover all rights and obligations of each party, and do not guarantee full alignment with needs arising from future development. Therefore,THE PRIVACY POLICY (（）), Cold wallet Finance PLATFORM RULES, AND ALL OTHER AGREEMENTS ENTERED INTO SEPARATELY BETWEEN YOU AND Cold wallet Finance ARE DEEMED SUPPLEMENTARY TERMS THAT ARE AN INTEGRAL PART OF THESE TERMS AND SHALL HAVE THE SAME LEGAL EFFECT. YOUR USE OF Cold wallet Finance SERVICES IS DEEMED YOUR ACCEPTANCE OF THE ABOVE SUPPLEMENTARY TERMS.
c.Changes to These Terms
Cold wallet Finance reserves the right to change or modify these Terms in its discretion at any time. Cold wallet Finance will notify such changes by updating the terms on its website () and modifying the [Last revised] date displayed on this page.。ANY AND ALL MODIFICATIONS OR CHANGES TO THESE TERMS WILL BECOME EFFECTIVE UPON PUBLICATION ON THE WEBSITE OR RELEASE TO USERS. THEREFORE, YOUR CONTINUED USE OF Cold wallet Finance SERVICES IS DEEMED YOUR ACCEPTANCE OF THE MODIFIED AGREEMENT AND RULES. IF YOU DO NOT AGREE TO ANY CHANGES TO THESE TERMS, YOU MUST STOP USING Cold wallet Finance SERVICES IMMEDIATELY. YOU ARE RECOMMENDED TO FREQUENTLY REVIEW THESE TERMS TO ENSURE YOUR UNDERSTANDING OF THE TERMS AND CONDITIONS THAT APPLY TO YOUR ACCESS TO AND USE OF Cold wallet Finance SERVICES.
d.Prohibition of Use
BY ACCESSING AND USING Cold wallet Finance SERVICES, YOU REPRESENT AND WARRANT THAT YOU HAVE NOT BEEN INCLUDED IN ANY TRADE EMBARGOES OR ECONOMIC SANCTIONS LIST (SUCH AS THE UNITED NATIONS SECURITY COUNCIL SANCTIONS LIST), THE LIST OF SPECIALLY DESIGNATED NATIONALS MAINTAINED BY OFAC (THE OFFICE OF FOREIGN ASSETS CONTROL OF THE U.S. DEPARTMENT OF THE TREASURY), OR THE DENIED PERSONS OR ENTITY LIST OF THE U.S. DEPARTMENT OF COMMERCE. Cold wallet Finance RESERVES THE RIGHT TO CHOOSE MARKETS AND JURISDICTIONS TO CONDUCT BUSINESS, AND MAY RESTRICT OR REFUSE, IN ITS DISCRETION, THE PROVISION OF Cold wallet Finance SERVICES IN CERTAIN COUNTRIES OR REGIONS.
e.About Cold wallet Finance
As an important part of the Cold wallet Finance Ecosystem, Cold wallet Finance mainly serves as a global online platform for Digital Assets trading, and provides Users with a trading platform, financing services, technical services and other Digital Assets-related services. Users must register and open an account with Cold wallet Finance, and deposit Digital Assets into their account prior to trading. Users may, subject to the restrictions set forth in these Terms, apply for the withdrawal of Digital Assets.
f.Although Cold wallet Finance has been committed to maintaining the accuracy of the information provided through Cold wallet Finance Services, Cold wallet Finance cannot and does not guarantee its accuracy, applicability, reliability, integrity, performance or appropriateness, nor shall Cold wallet Finance be liable for any loss or damage that may be caused directly or indirectly by your use of these contents. The information about Cold wallet Finance Services may change without notice, and the main purpose of providing such information is to help Users make independent decisions. Cold wallet Finance does not provide investment or consulting advice of any kind, and is not responsible for the use or interpretation of information on Cold wallet Finance or any other communication medium. All Users of Cold wallet Finance Services must understand the risks involved in Digital Assets trading, and are recommended to exercise prudence and trade responsibly within their own capabilities.
f.Eligibility
By registering to use a Cold wallet Finance Account, you represent and warrant that: (i) as an individual, you are at least 18 or are of legal age to form a binding contract under applicable laws; (ii) as an individual, legal person, or other organization, you have full legal capacity and sufficient authorizations to enter into these Terms; (iii) you have not been previously suspended or removed from using the Cold wallet Finance Platform or the Cold wallet Finance Services; (iv) you do not have an existing Cold wallet Finance Account; (v) you are not resident, located in or otherwise attempting to access the Cold wallet Finance Platform or the Cold wallet Finance Services from, or otherwise acting on behalf of a person or legal entity that is resident or located in, a Restricted Location. (vi) if you act as an employee or agent of a legal entity, and enter into these Terms on their behalf, you represent and warrant that you have all the necessary rights and authorizations to bind such legal entity and to access and use the Cold wallet Finance Platform and Cold wallet Finance Services on behalf of such legal entity; and (vii) your use of the Cold wallet Finance Platform and the Cold wallet Finance Services will not violate any and all laws and regulations applicable to you or the legal entity on whose behalf you are acting, including but not limited to regulations on anti-money laundering, anti-corruption, and counter-terrorist financing.
g.We do not allow third parties or others to pay investment account fees on your behalf. This will bring tax issues and fines to our platform. Therefore, users need to contact customer service to pay the fees. If you use a third party to pay the fees on your behalf, our security department will freeze the funds paid on your behalf. After you pay the fees yourself, the funds will be refunded.
Please note that there are legal requirements in various countries which may restrict the products and services that Cold wallet Finance Operators can lawfully provide. Accordingly, some products and services and certain functionality within the Cold wallet Finance Platform may not be available or may be restricted in certain jurisdictions or regions or to certain users. You shall be responsible for informing yourself about and observing any restrictions and/or requirements imposed with respect to the access to and use of the Cold wallet Finance Platform and the Cold wallet Finance Services in each country from which the Cold wallet Finance Platform and the Cold wallet Finance Services are accessed by you or on your behalf. Cold wallet Finance Operators reserve the right to change, modify or impose additional restrictions with respect to the access to and use of the Cold wallet Finance Platform and/the Cold wallet Finance Services from time to time at their discretion at any time without prior notification.
II.Cold wallet Finance Services
Upon completion of the registration and identity verification for your Cold wallet Finance Account, you may use various Cold wallet Finance Services, including but not limited to, Spot Trading, Fiat Services, contract trading, leveraged trading, staking, acquiring market-related data, research and other information released by Cold wallet Finance, participating in User activities held by Cold wallet Finance, etc., in accordance with the provisions of these Terms (including Cold wallet Finance Platform Rules and other individual agreements).
Provided that you constantly comply with the express terms and conditions stated in these Terms, Cold wallet Finance grants you a revocable, limited, royalty-free, non-exclusive, non-transferable, and non-sublicensable license to access and use Cold wallet Finance Services through your computer or Internet compatible devices for your personal/internal purposes. You are prohibited to use Cold wallet Finance Services for resale or commercial purposes, including transactions on behalf of other persons or entities. All the above actions are expressly prohibited and constitute a material violation of these Terms. The content layout, format, function and access rights regarding Cold wallet Finance Services should be stipulated in the discretion of Cold wallet Finance. Cold wallet Finance reserves all rights not expressly granted in these Terms. Therefore, you are hereby prohibited from using Cold wallet Finance Services in any way not expressly authorized by these Terms.
III.Cold wallet Finance OTC
If agreed with Cold wallet Finance, you may be permitted to receive certain over-the-counter (OTC) services with respect to bilateral transactions in Digital Assets, which services shall be subject to the Cold wallet Finance OTC Terms. You agree to be bound by the Cold wallet Finance OTC Terms with respect to all OTC Services provided to you through Agreed Communication Channels (as each term is defined in the Cold wallet Finance OTC Terms).
IV.Staking Programs
Cold wallet Finance will from time to time launch Staking Programs for specific types of Digital Currencies to reward, as per certain rules, users who hold such Digital Currencies in their Cold wallet Finance Accounts. When participating in Staking Programs, you should note that:
a.Unless otherwise stipulated by Cold wallet Finance, Staking Programs are free of charge and Users may trade during the staking period;
b.Cold wallet Finance does not guarantee Users’ proceeds under any Staking Program;
c.Cold wallet Finance has the right to initiate or terminate Staking Program for any Digital Currencies or modify rules on such programs in its sole discretion;
d.Users shall ensure that sources of the Digital Currencies they hold in Cold wallet Finance Accounts are legal and compliant and undertake to observe related laws and regulations. Otherwise, Cold wallet Finance has the right to take necessary steps in accordance with these Terms or Cold wallet Finance Platform Rules, including, without limitation, freezing Cold wallet Finance Accounts or deducting the Digital Currencies awarded to Users who violate the rules of respective Staking Programs.
V.Lending Services
Unless otherwise provided by Cold wallet Finance, to borrow currencies, you must conclude with Cold wallet Finance a separate Lending Services User Agreement and open a special Collateral Account and/or finish other relevant procedures, following the completion of registration and identity verification for your Cold wallet Finance Account. You understand and agree that:
a.There are considerable risks involved in Lending Services, which include without limitation to risks of fluctuation of the borrowed Digital Assets’ value, derivative risks and technical risks. You shall carefully consider and exercise clear judgment to evaluate your financial situation and the aforesaid risks to make any decision on using Lending Services, and you shall be responsible for all losses arising therefrom;
b.you shall cooperate to provide the information and materials related to identity verification and Lending Services as required by Cold wallet Finance, and be solely responsible for taking necessary security measures to protect the security of your Collateral Account and personal information;
c.you shall carefully read relevant Cold wallet Finance Platform Rules before using Lending Services, and be aware of, understand and observe the specific information and rules regarding the operations of Lending Services, and you undertake that the use of the assets borrowed shall conform to requirements of these Terms and related laws and regulations;
d.Cold wallet Finance has the full right to manage your Collateral Account and collateral during the period in which Lending Services are offered, and reserves the right, under the circumstances specified in the Lending Services User Agreement or these Terms, to implement various risk control measures, which include but are not limited to forced liquidation. Such steps may cause major losses to you and you shall be solely responsible for the outcomes of such measures;
f.Cold wallet Finance has the right to temporarily or permanently prohibit you from using Lending Services when it deems it necessary or reasonable, and to the maximum extent permitted by law, without liability of any kind to you.
g.This loan investment fund is free of any interest, and you need to repay it within 15-30 days, otherwise a late fee will be incurred
h.Loan investment funds cannot be deducted from the account, you need to buy BTC or ETH or USDT to repay the investment fund before the loan expires
Any funds in the mortgage account cannot be withdrawn until the loan investment funds are repaid
TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, Cold wallet Finance SERVICES, Cold wallet Finance MATERIALS AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF Cold wallet Finance ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND Cold wallet Finance EXPRESSLY DISCLAIMS, AND YOU WAIVE, ANY AND ALL OTHER WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT OR WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING OR USAGE IN TRADE. WITHOUT LIMITING THE FOREGOING, Cold wallet Finance DOES NOT REPRESENT OR WARRANT THAT THE SITE, Cold wallet Finance SERVICES OR Cold wallet Finance MATERIALS ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Cold wallet Finance DOES NOT GUARANTEE THAT ANY ORDER WILL BE EXECUTED, ACCEPTED, RECORDED OR REMAIN OPEN. EXCEPT FOR THE EXPRESS STATEMENTS, AGREEMENTS AND RULES SET FORTH IN THESE TERMS, YOU HEREBY ACKNOWLEDGE AND AGREE THAT YOU HAVE NOT RELIED UPON ANY OTHER STATEMENT OR AGREEMENT, WHETHER WRITTEN OR ORAL, WITH RESPECT TO YOUR USE AND ACCESS OF Cold wallet Finance SERVICES. WITHOUT LIMITING THE FOREGOING, YOU HEREBY UNDERSTAND AND AGREE THAT Cold wallet Finance WILL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES ARISING OUT OF OR RELATING TO: (A) ANY INACCURACY, DEFECT OR OMISSION OF DIGITAL ASSETS PRICE DATA, (B) ANY ERROR OR DELAY IN THE TRANSMISSION OF SUCH DATA, (C) INTERRUPTION IN ANY SUCH DATA, (D) REGULAR OR UNSCHEDULED MAINTENANCE CARRIED OUT BY Cold wallet Finance AND SERVICE INTERRUPTION AND CHANGE RESULTING FROM SUCH MAINTENANCE, (E) ANY DAMAGES INCURRED BY OTHER USERS’ ACTIONS, OMISSIONS OR VIOLATION OF THESE TERMS, (F) ANY DAMAGE CAUSED BY ILLEGAL ACTIONS OF OTHER THIRD PARTIES OR ACTIONS WITHOUT AUTHORIZED BY Cold wallet Finance; AND (G) OTHER EXEMPTIONS MENTIONED IN DISCLAIMERS AND PLATFORM RULES ISSUED BY Cold wallet Finance.
THE DISCLAIMER OF IMPLIED WARRANTIES CONTAINED HEREIN MAY NOT APPLY IF AND TO THE EXTENT IT IS PROHIBITED BY APPLICABLE LAW OF THE JURISDICTION IN WHICH YOU RESIDE.
Account Usage Requirements
The Cold wallet Finance Account can only be used by the account registrant. Cold wallet Finance reserves the right to suspend, freeze or cancel the use of Cold wallet Finance Accounts by persons other than account registrant. If you suspect or become aware of any unauthorized use of your username and password, you should notify Cold wallet Finance immediately. Cold wallet Finance assumes no liability for any loss or damage arising from the use of Cold wallet Finance Account by you or any third party with or without your authorization.
By creating a Cold wallet Finance Account, you hereby agree that:
(1):you will notify Cold wallet Finance immediately if you are aware of any unauthorized use of your Cold wallet Finance Account and password or any other violation of security rules
(2):you will strictly abide by all mechanisms or procedures of Cold wallet Finance regarding security, authentication, trading, charging, and withdrawal
(3):Commercial use of Cold wallet Finance data is prohibited without Cold wallet Finance’s written consent
(4):Your use of Cold wallet Finance Services should not violate public interests, public morals, or the legitimate interests of others, including any actions that would interfere with, disrupt, negatively affect, or prohibit other Users from using Cold wallet Finance Services;
(5):You agree not to use the services for market manipulation (such as pump and dump schemes, wash trading, self-trading, front running, quote stuffing, and spoofing or layering, regardless of whether prohibited by law);
VI.Deposit and withdraw
Note: The platform belongs to the transaction supporter and the investor's capital guarantor. Investor capital on all platforms is regulated by the FEDERAL Services, and all capital is held in the Federal Reserve's regulatory reserves.
a.There are no fees for Cold wallet Finance deposits, there will be some delay for cryptocurrency deposits, and funds will arrive in the account after blockchain confirmation
b.Since the price of cryptocurrency has been fluctuating, the real-time price after the confirmation of the blockchain is calculated when the customer deposits cryptocurrency
c.When depositing, the user needs to provide the customer service with a detailed screenshot of the deposit certificate. After the customer service confirms the deposit, the funds will automatically arrive at the account
d.Users who apply for the investment capital loan service need to repay the loan before they can apply for withdrawal.
e.According to the relevant rules and policies of the Cold wallet Finance platform and the blockchain, users need to pay the network node fee of the blockchain when applying for withdrawal. The network node fee cannot be deducted from the account. Users need to purchase BTC or ETH or USDT in advance to pay the network node fee
f.For a better user experience, Cold wallet Finance will allocate some free withdrawal times to users. Users need to pay the network node fee before they can apply for withdrawal after consuming the free withdrawal times. (The allocation activity will end at any time, and users may not be able to get free withdrawals)
g.The network node fee is calculated based on the user's profit, generally 13%-18% of the investment profit, and the user can consult customer service to pay the network node fee when withdrawing cash